Home Insurance
Homeowners, Renters, Landlords
Dwelling- the structure of your home
Personal Property- Everything you brought in your home that is not fastened to a wall or floor
Personal Liability - protects your assets such as equity in your home, savings & retirement
Loss of Use- Pays for expenses when there is a claim and you cannot stay in your home
Quoting Discounts
By starting early you can get a permanent discount applied to your policy for as long as you own it. A minimum of 7 days for most carriers and up to ten days before expiration for other carriers.
Safety Discounts
Safety is one of the most important items insurance carriers look for. Examples are alarm systems monitored by a service, fire extinguishers, dead bolt locks on doors, smoke detectors, and carbon monoxide detectors.
Home Improvement Discounts
On older homes, having the following home improvements help lower your insurance costs. Examples are the Plumbing system, the HVAC system, the Electrical system, and the Roof. These can cause water damage or fire damage.